Monday, February 29, 2016

Workers Comp Opt Out Now Covered In Two Panel Session

Workers Comp Consultant

The controversial Workers Comp opt out conundrum will now be covered in two sessions at the upcoming WCRI Data Wonk (my term) Conference on March 10th and 11th in Boston, MA.   I will be there attempting to live blog the sessions.   I was the first to live blog Workers Comp audit conferences.
The Workers Compensation Research Institute is out of Boston MA.   They provide a great number of research projects which cover most of the states including some very interesting studies such as Workers Comp Consultant.
If you have not made your reservation with the conference, you may want to see about it very soon.
The Second Workers Comp audit opt out session should be interesting as will the first.
WCRI is dedicating two panels at their annual conference  to help you better understand opt out.  I am glad to see Bill Minick on the panels.
Actually, there are two people from Oklahoma on the panels.   I grew up and attended college in Oklahoma.   The recent end to the oil boom has changed the economy there very quickly and not in a good way.
The first panel will include:
  • Trey Gillespie, senior Workers' Compensation audit director for the Property Casualty Insurers Association of America
  • Bill Minick, president of PartnerSource
Mr. Gillespie and Mr. Minick will explain what opt out is, and is not, in the first panel.
The  second panel, WCRI has invited a balanced and diverse group of individuals to share their perspectives on opt out.  Each of the panelists below brings a different viewpoint.
  • Bruce Wood, vice president and associate general counsel for the American Insurance Association (AIA)   Interesting choice for a panel member.
  • Elizabeth Bailey, vice president of Workers' Compensation audit & safety at Waffle House, Inc.  Their raisin toast is the best.   Great employer viewpoint.
  • Alan Pierce, president of the Workers Injury Law & Advocacy Group (WILG)  Likely to be the injured employee viewpoint  
  • James Mills, chief of staff and director of Workers' Compensation audit at the Oklahoma Insurance Department   Someone from the center of the controversy.
Andrew Kenneally from WCRI tells me that the conference hotel ends this Friday, Feb. 19, at 5 pm ET.   This is a rather expensive hotel without the group rate.   I found that out a few years ago when I waited too long to make a reservation.
From WCRI
“We also want to make you aware that the Alliance of Women in Workers’ Compensation is hosting a separate event, “Creating an Advocacy Based Claims Model,” at the same hotel the day before our conference. Although WCRI is not sponsoring this event, it focuses on an issue raised in our worker outcomes research, which is the importance of trust in the work relationship. ”
See more :

http://www.cutcompcosts.com/

J&L Risk Management Fixes Mobile Site

Cutcompcosts.com – J&L Risk Management Fixes Mobile Site

After receiving numerous emails that our mobile site was malfunctioning, we researched the problem and corrected it.  We were using date suppression software to allow for easy searching  that totally  whacked the mobile system.
If you have not tried it, check out our mobile site on your smartphone, Ipad, or similar device.   Just open cutcompcosts.com and it will default to the blog. We have been mobile compliant for a year.
We decided to keep the interface very simple to use.  Please drop a note to info@cutcompcosts.com if you have any suggestions for improvements.
See More and article collection:  worker comp auditworkers compensation audit,  Workers Comp Consultant.

THE FOUR SECRETS TO SAVING WC $

Workers Comp Consultant

Our Secrets to Saving WC $ Manual covers this topic much more in-depth. 

  • Compiled from claims experience in 20 different states
  • Will work with little modification in almost any state
  • Makes the adjuster’s job much easier with your WC claims, which will help reduce claim reserves

ASAP First Reports

  • Fax, email, or report the injury online ASAP.
  • If an employee is out of work, follow-up within two business days to see if your injury report has made it to the adjuster.
  • Note any questions or concerns by attaching a note to the first report of injury.

Dr. Network

  • This is the most critical part of any WC claim without question.
  • Workers compensation courts consider physicians the only impartial parties/witnesses in a claim.
  • A physician panel needs to be in place .
  • Treating physician controls medical cost, length of time out of work, and any permanent disability

Return to Work Program 

  • The medical providers that are seeing the WC employees should know if you have a RTW program in place
  • Employees should know a return to work (RTW) program is in place.

Employee Treatment 

  • Reduces fraud
  • Helps Return To Work program
  • An out of work employee is still your employee
  • Keeps employee in the loop

Safety Consultant - J & L Risk Management

Workers Comp Consultant

 

We recently partnered with Glen DuLac,  ARM, ALCM, CSP as so many of our clients have expressed interest in initiating safety programs.  Glen brings a large amount of safety expertise to the table.
He can be reached by email gdulac@cutcompcosts.com or at 800-813-1386.
J&L always endorses safety as the best method to lower a company’s Experience Modification Factor or E-Mod/X-Mod.  Glen’s bio is below.

EDUCATION, LICENCES  and CREDENTIALS: 

M.S.   Human Resources  – Chapman University
Associate in Risk Management (ARM)
Certified Safety Professional (CSP  # 18250)
Associate in Loss Control Management  (ALCM)
Chartered Property Casualty Underwriter (CPCU)
U.C. Irvine – Certificate in Occupational Health and Safety
OSHA – 500 Construction Safety Trainer
HAZWOPER – 40 Hour Certified.
Workers comp audit Claims Administration Certificate from IEA,
Workers comp auditSIA Certificate from the Dept. of Industrial Relations.

 

EXPERIENCE:

 American Safety Managers

General Manager / Consultant                            2011 to 2014

ABIS

HR  / Safety  Coordinator                                    2008  to   2011

Largo Concrete Inc.

Safety Manager                                                    2004  to   2007

Poss  Construction & Engineering                                 

Safety / Risk Manager                                          2001 to 2004

Barret Business Services                                                                                  

Risk & Claims Manager                                        1999 to 2001

James J Moore, AIC, MBA, ChFc, ARM

Worker comp audit


James established a Workers Comp consultant firm, J&L Risk Mgmt Consultants, Inc. in 1996. J&L's main goal is to decrease our customers' Workers Compensation audit premiums by utilizing time-tried strategies. J&L's cases, premium, store and E-Mod audits have spared protection transporters, TPA's, and different organizations over $6.8 million in earned premiums in the course of the most recent three years. J&L has spared various organizations from insolvency procedures.
Experience
James has more than 27 years of involvement in protection asserts and guaranteeing, having some expertise in Workers' Compensation. He has balanced, directed, and dealt with the organization of Workers' Compensation audit asserts and guaranteeing in more than 45 states. His expert experience incorporates being the Director of Risk Management for the North Carolina School Boards Association. He made an exceptionally effective Workers' Compensation audit Rehabilitation Unit for school faculty in NC.
Training
James' instructive foundation, which fixated on PC innovation, finished in winning a Masters of Business Administration (MBA); an Associate in Claims assignment (AIC); and an Associate in Risk Management assignment (ARM). He is a Chartered Financial Consultant (ChFC) and an authorized money related counselor. The NC Department of Insurance has guaranteed him as a protection educator.
Recompenses
LexisNexis has twice perceived his web journal as one of the Top 25 Blogs on Workers' Compensation audit. J&L has been recorded in AM Best's Preferred Providers Directory for Insurance Experts – Workers Compensation audit for more than seven years. He as of late won the prestigious Baucom Shine Lifetime Achievement Award for his volunteer commitments to the zone of danger administration and security.
Affiliations/Publications
James is on the Board of Directors and Treasurer of the North Carolina Mid-State Safety Council. He has distributed two manuals on Workers Compensation audit and three distinct cases preparing manuals. He has likewise composed and has been cited in various articles on lessening Workers Compensation audit costs for open and private businesses. James distributes a week after week pamphlet with 2,000 perusers.

J & L Risk Management - Consulting

Workers Compensation Audit

Premium Analysis

Statistically analyze your premiums and NCCI / state bureau Experience Mod calculations for errors. Thoroughly review the auditor’s computations to verify the accuracy of the yearly premium worker comp audit.

Reserve Analysis and Review

Examine your claims reserves to make sure they are in line with industry standards and that files are closed promptly.

Experience Mod Projections

Forecast your company’s Experience Mod for up to five years in the future.

Physical or Online File Reviews

Review the claims adjuster’s work to ensure proper claims handling, reserving, and subrogation.

Presentation and Employer Training Services

Award winning workshop from one to four hours in length that is applicable to all states.

Self Insurance Services

Analyze your company’s current workers compensation audit insurance situation to see if self-insurance is a viable option.  We can help you design or modify your self-insurance program for maximum cost savings.

Self-Insurance Loss Development Factors

Forecast your required spending levels for up to 10 years in the future using current and past data.

Employer Support Services

Accident Disaster Plans, Medical Treatment Networks, Return-to-Work Programs, First Injury Reporting.